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What to Consider When Choosing an Engagement Ring

Shopping for and selecting an engagement ring is an exciting and significant step in your journey to marriage and is often one of the first major purchases you or your partner will make. While it is such an exciting time it can also feel intimidating starting the process. There are so many factors to consider from budget to the diamond and of course the ring itself. The perfect ring not only symbolizes your love and commitment but also reflects the unique personality and style of your partner. To help you make an informed decision, here are some tips on shopping for and selecting an engagement ring below.

1. Establish a Budget

Before you start shopping, determine how much you’d like to spend on the engagement ring. Be realistic about your financial situation and stick within your budget. Remember that this is a long-term investment, and you don’t want to start your life together with unnecessary financial stress. This is an entirely personal choice and should feel good to you.

2. Learn About the 4 Cs

Familiarize yourself with the Four Cs of diamond quality: Cut, Carat, Clarity, and Color. Cut refers to the cut grade along with diamond shape. Look for Excellent or Very Good cut grades. The most common diamond shapes are round, oval, emerald, cushion, pear, marquise, princess, heart and Asscher to name a few. Carat refers to the weight or size of the diamond. Clarity is the purity of the diamond. It is rated on a scale ranging from flawless to included in varying degrees. Diamond color is graded on a scale from D to Z. D, E and F are considered colorless. As you move down the alphabet slight amounts of yellow are added to each color grade. The combination of the Four Cs determine a diamond’s value and appearance. Consider which of these aspects is most important to your partner and makes the most sense with your budget. A well-balanced combination of the Four Cs will ensure a beautiful ring.

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Photo by Lindsey Scoggins Studio

3. Understand Different Ring Styles

Engagement rings come in various styles, from classic solitaire to vintage and modern designs. Pay attention to your partner’s personal style to choose a ring that matches their taste. If you’re unsure, you can discreetly ask friends or family members for their input. If you think that your partner would prefer to be involved in the process, you can surprise them with a stand-in ring or surprise them with an appointment with a jeweler. There are endless design options, so it is important to explore different options to help make your decision. Another factor to consider is the metal for the ring’s band. Common options include white gold, yellow gold, rose gold and platinum. Consider your partner’s existing jewelry and metal color preferences when making this decision. You can also customize the ring to make it truly unique. You can engrave a special message inside the band, choose a non-traditional gemstone, or create an entirely custom setting. This personal touch can add sentimental value to the ring and make it exclusively yours. Engagement ring designer Lindsey Scoggins explains her custom process, “An engagement ring is one of the most personal, exhilarating, and sometimes mystifying purchases anyone can make in their lifetime. I work one on one with you to not only design and craft your ring, but also to make sure you are comfortable every step of the way. You will be involved through each step of the process, from concept to creation, to make sure the resulting piece of jewelry is the heirloom you always dreamed of. Whether your style is classic or contemporary, we create a timeless and unique ring, specifically for you, together.”

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Photo by Lindsey Scoggins Studio

4. The Details

It is so important to get the right ring size. You can ask your partner’s friends or family for help, or borrow one of their rings to get it sized. Most jewelers can also resize rings after purchase, but it’s best to get it right from the start. If you’re buying a diamond, make sure it comes with a certification from a reputable gemological laboratory, such as the Gemological Institute of America (GIA) or the International Gemological Institute (IGI). Certification ensures the diamond’s quality and authenticity. It is also important to select a reputable jeweler to work with. Schedule appointments to meet with different jewelers to make sure you feel comfortable working with them. A good jeweler will provide you with expert guidance, ethical sourcing options, and reassure you throughout the process answering any questions that you might have.

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Photo by Lindsey Scoggins Studio

5. Planning

Give yourself enough time for the shopping process. Custom designs may take weeks or months to create, so start looking for the perfect ring well in advance of your planned proposal date. Once you’ve purchased the engagement ring, it is highly recommended to insure it. Jewelry insurance can provide peace of mind in case of loss, damage, or theft – things happen and it is better to be prepared. Jewelers Mutual is a great jewelry insurance provider. 

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Photo by Lindsey Scoggins Studio


Ultimately, the engagement ring should reflect your partner’s tastes and preferences. Pay attention to any hints they drop or have a discreet conversation about their ideal ring if you plan to surprise them. Shopping for an engagement ring can be a daunting task, but with careful planning and consideration, you can find the perfect symbol of your love and commitment. Designer Lindsey Scoggins explains, “The experience is as magical as the heirloom it creates. My passion is to create more than a piece of jewelry. Every piece I design reflects the love story of the couple it represents.” This is a beautiful reminder that it’s not just about the ring; it’s about the love and dedication you share as a couple embarking on a beautiful journey together.

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